How do I know which QSFC product is right for my client?

Kait Wendehorst

February 10, 2026 20:13 Updated

When QSFC is selected as the best fit product for the proposed insured, UHL/UFFL’s QSFC application process will provide an instant decision for the best product, if any, the client qualifies for based on their responses to the application questions. If an instant decision cannot be provided, the case will be referred to UHL/UFFL’s underwriting team for review.
Once the application questions are complete, your client will know if they’re best fit for Express Issue Premier, Express Issue Deluxe, Express Issue Whole Life or Guaranteed Issue Whole Life.