If your client completes underwriting questions and submits consent to be underwritten, a request
for information is sent to MIB. If there is a match that is significant enough, then no decision is made,
and the process is stopped.
MIB is reporting back to Techficient a specific code(s) that is preventing rendering a decision from a previous application or policy. You can work with your client to clear up their MIB report and then work with SBLI to review and dispute their decision not to underwrite.
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